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What Vehicle Can I Afford?

 

Auto Loans

When you're planning to buy a new or used car, truck, motorcycle, boat, or other recreational vehicle, Lake Trust Credit Union has your financing needs covered. Or maybe you're stuck with a high interest rate loan and you'd benefit from refinancing your current vehicle. With our competitive auto loan interest rates and a choice of repayment terms, you can match your payment to your budget. So, whether you're buying directly from a seller or buying from a dealership, Lake Trust can provide you with the car financing that meets your needs.

Dealership Loans

With Lake Trust Credit Union, you can get on-the-spot financing (and the same great Lake Trust rates), right at your Michigan dealership. Over 200 dealers participate in our unique plan.

Insurance discounts

Will your loan be paid if your vehicle is lost or stolen? Your primary insurance settlement may not be sufficient to cover an outstanding balance in the event of loss or theft. Make sure you're fully covered with the type of insurance you need from the start. Discounts, available to Lake Trust members, can help you save on the cost of insuring your new or used car, truck, or recreational vehicle.

Auto buying discount

You already borrow smart when you get your auto loan through Lake Trust. Now you can buy smart and purchase your auto through one of our partners, Enterprise Car Sales.

Automaker discounts

As a credit union member, you can receive Automaker Discounts. These change from time to time, so you might want to check back every now and then.

Auto loan frequently asked questions

Our auto loans are the solution to many of your questions.
 

*APR=Annual Percentage Rate. Rate may vary based on credit history and security. Applies to purchase money and refinancing from other lending institutions only. Rate available for loan terms from 12 to 84 months. Estimated monthly payments on 60 month loan at 2.79%APR = $17.88 per $1,000 borrowed.
°Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party website. In addition, the site's privacy policies may differ from those of Lake Trust. 
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501 S. Capitol Ave., Lansing, Michigan 48933-2320 | Phone: 888.267.7200 | Routing Number 272078268
Equal Housing Lender, National Credit Union Administration, America's Credit Unions
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
Lake Trust Credit Union
501 S. Capitol Ave., Lansing, Michigan 48933-2320
Phone: 888.267.7200
Routing Number 272078268