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Business Fee Schedule
|
The following may be assessed against your business accounts. |
| Account/Service | Fee Description | Amount |
|
Basic Business Checking |
Monthly Maintenance Fee |
$7.00 |
|
75 Items (debits or credits) |
No Charge | |
|
After 75 Items* |
$0.15 per item | |
|
Premier Business Checking |
Monthly Maintenance Fee |
$10.00 |
|
250 Items (debits or credits) |
No Charge | |
|
After 250 Items* |
$0.15 per item | |
|
Business Interest Checking |
Monthly Maintenance Fee |
$25.00 |
|
500 Items (debits or credits) |
No Charge | |
|
After 500 Items* |
$0.15 per item | |
| *Items include checks deposited, checks cleared, and ACH debits and credits to Checking Accounts. Internet Banking, Automated Phone Banking, Business Debit Card purchases, and transfers between Lake Trust accounts are not considered items. | ||
|
Business Debit Card |
Replacement or Additional Business Debit Card | $3.00 |
| Transactions at ATMs (per transaction and balance inquiry at non-Lake Trust ATMs) |
$1.50 | |
| Annual Fee | $50.00 | |
| Late Payment Fee | $35.00 | |
| Non-Sufficient Funds Fee (NSF) | $35.00 | |
| Over Limit Fee | $35.00 | |
|
Miscellaneous |
Account Activity / History Printout (per account) |
$5.00 |
|
Account Balancing Assistance (not available at this time) |
||
|
Account Research (per hour) |
$20.00 | |
| Advance on Non-Lake Trust Credit Union Issued Credit Card | $10.00 | |
| Automated Phone Banking | No Charge | |
| Check Printing | Depends on style of checks ordered | |
| Coin Deposit (coins must be rolled) | ||
| Coin Orders less than $100 | No Charge | |
| Coin Orders $100 or more |
$1.00 per $100
|
|
| Currency Orders | $1.00 per $100 | |
| Continuous Negative Balance Daily Fee (on Checking Accounts after 10 business days) | $5.00 | |
| Copy of: | ||
| Check | $5.00 | |
| Deposited Check | $5.00 | |
| Money Order | $3.00 | |
| Official Check (Cashier's Check) | $5.00 | |
| Statement | $5.00 | |
| Deposited Check Returned Unpaid | $7.00 | |
| Deposited Check Returned Unpaid if Principal Owner Wrote the Item |
$25.00 | |
| Escheated Account Fee | $50.00 or balance of account – whichever is lower | |
|
Gift Card (per card) |
$3.95 | |
| Inactive Account Monthly Fee (after one year of inactivity. Avoid fee by maintaining combined daily savings balances of $300 or additional active products) | $3.00 | |
| Legal Garnishment | $75.00 | |
| Low Balance Savings Monthly Fee (Formerly Single-Account Fee. Avoid fee by maintaining combined daily savings balances of $300 or additional active products) | $3.00 | |
| Membership Closing Fee (Closed within first 6 months) | $10.00 or balance of account (whichever is lower) | |
| Money Market Monthly Service Fee (Avoid fee by maintaining $1,000 daily balance) | $10.00 | |
| Money Order | $3.00 | |
| Non-Sufficient Funds (NSF)/Overdraft charge | $29.00 | |
| Notary Service (per document; first five documents at no charge) | $1.00 | |
| Official Check (Cashier's Check) | $4.00 | |
| Overdraft transfer from Savings or Money Market to Checking | $10.00 | |
| Reloadable Card (per card) Instant Issue Personalized Reload Fee For other Reloadable Card fees, see Disclosure |
$4.95 |
|
| Returned Statement Fee | $5.00 | |
| Safe Deposit Box Annual Rental | $20.00 - $90.00 | |
| Stop Payment | $29.00 | |
| Telephone and Email Transaction – Staff Assisted (per contact) | $2.00 | |
| Wire Transfer - Incoming | $3.00 | |
| Wire Transfer - Outgoing | $20.00 | |
Business Fee frequently asked questions
