Credit Counseling

Lake Trust Credit Union takes the financial well-being of our members very seriously. We’re committed to being your financial advocate, providing you the necessary resources to better manage your money and make informed financial choices.

One of those resources is GreenPath°, a nationwide non-profit consumer credit counseling service that has been helping people since 1961. Through this special partnership, Lake Trust members can enjoy free, unlimited access to financial counselors and assistance with:

• Personal & family budgeting
• Understanding your credit report & how to improve your score
• Money management
• Debt repayment
• Avoiding bankruptcy, foreclosure & repossession 

To use this free service please call 877.337.3399 and identify yourself as a Lake Trust Credit Union member. GreenPath° counselors are available:

• Monday through Thursday, 8:00 a.m. to 10:00 p.m.
• Friday, 8:00 a.m. to 7:00 p.m.
• Saturday, 9:00 a.m. to 1:00 p.m. 

Free Financial Counseling

A GreenPath° financial counselor will focus on your concerns and needs, work with you to understand your financial situation and help develop a customized budget and a detailed action plan based upon your financial goals.

Debt Management Plan

If a Debt Management Plan (DMP) is a viable option for you, a counselor will help you prioritize your payments, negotiate payment amounts, and set up payment schedules with your creditors. Your counselor will thoroughly explain all of your options and applicable fees.

Housing Counseling

As a HUD-approved housing counseling organization, GreenPath° can help you with pre-purchase education, reverse mortgage counseling, or foreclosure prevention issues.

Credit Report Review

A credit report review will help you evaluate your credit report, learn how to dispute inaccurate information, and understand all aspects of credit scoring. There may be a fee to run a comprehensive credit report.

BudgetSmart

BudgetSmart is easy-to-use budgeting software that you can download° for free. View a demo of the BudgetSmart software°.

CheckRight

CheckRight° is a web-based checking account education module designed to teach you how to manage a checking account.

Education

With GreenPath, you'll receive advice, information, and tools to help you better manage your money and pave the way to your healthy financial future. Check out GreenPath° for tools and tips you can use today.

°Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.