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Fee Schedule
|
The following fees may be assessed against your account.
These fees are subject to change. |
|
Account/Service |
Fee Description | Amount |
| ATMs Debit Cards ATM Safety |
Replacement or Additional ATM/Debit Card
|
$5.00
|
|
ATM Surcharge Fee (for non members)
|
$2.50
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Transactions at ATMs that Lake Trust Credit Union does not own or operate (per transaction and balance inquiry)
|
$1.50
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Basic Checking Monthly Service Fee
(Avoid fee by maintaining $500 balance or $3,000 in Deposit Accounts) |
$5.00
|
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Check Cashing Fee (for non members)
|
$5.00
|
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Check Printing
|
Depends on style of checks ordered
|
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Continuous Negative Balance Daily Fee (on Checking Accounts after 10 business days)
|
$5.00
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Courtesy Pay (overdraft protection)
|
$29.00
|
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Deposited Check Returned Unpaid
|
$10.00
|
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Foreign Check Fee
|
$5.00
|
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Inactive Account Monthly Fee (one year of inactivity. Avoid fee by maintaining combined daily savings balance of $300 or additional active products)
|
$3.00
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Low Balance Savings Monthly Fee (Avoid fee by maintaining combined daily savings balances of $300 or additional active products. Members 18 or younger excluded.)
|
$3.00
|
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Money Market Savings Monthly Service Fee (Avoid fee by maintaining $1,000 daily balance)
|
$10.00
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Money Market Checking Monthly Service Fee (Avoid fee by maintaining $1,000 balance or $5,000 in deposit accounts)
|
$5.00
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Non-Sufficient Funds (NSF)
|
$29.00
|
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Overdraft Transfer From Savings Account or Line of Credit to Checking Account
|
$5.00
|
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Stop Payment
|
$29.00
|
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Temporary Checks (per four checks)
|
$1.00
|
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Virtual Services
|
Internet Banking
|
No Charge
|
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Bill Payer
|
No Charge
|
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Phone Banking
|
No Charge
|
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Miscellaneous
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Account Activity / History Printout (per account)
|
$3.00
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Copy of Personal Check, Official Check, and Money Order
|
$3.00
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Credit Card Fees - See Credit Card Disclosure
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Escheated Account Fee
|
$50.00
|
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Gift Card (per card)
For Members For Non Members For other Gift Card fees, see Disclosure |
$3.95
$4.95 |
|
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Legal Garnishment
|
$75.00
|
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Loan Payment Extension Fee (Skip-a-Payment)
|
$35.00
|
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Money Order
|
$3.00
|
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Notary Service
|
No Charge
|
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Official Check (Cashier's Check)
|
$4.00
|
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Reloadable Card (per card)
Instant Issue Personalized Reload Fee For other Reloadable Card fees, see Disclosure |
$4.95
$6.95 $3.00 |
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Returned Statement Fee
|
$5.00
|
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Safe Deposit Box Annual Rental
|
$20.00 - $90.00
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Wire Transfer
Incoming Outgoing (Domestic) Outgoing (International) |
No Charge $20.00 $25.00 |
501 S. Capitol Ave., Lansing, Michigan 48933-2320 | Phone: 888.267.7200 | Routing Number 272078268
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act