Home Buying Made Easy

Six simple steps can help you be better prepared for buying a home.

1. Get pre-approved for your loan. It saves time when you know what homes are in your price range. And it assures realtors and sellers you're qualified and serious about buying.
2. Research locations. Spend time in neighborhoods that interest you. Decide what's important - schools, parks, work commute, etc.
3. Think about the house you want. Make a detailed list of your requirements. Include necessities and options.
4. Sample the market. Look at what's available and compare houses to get a feel for the market. Follow-up on leads from friends and co-workers.
5. Take notes and pictures. It's difficult to remember details. Write down what you like and dislike about each house.
6. Ask questions. Real estate agents should be able to answer most of your questions. Check online and at your local library for videos and books on home ownership. The more you know, the better prepared you'll be.

Lake Trust Credit Union members can earn a 20% rebate on real estate agent fees. Visit our CU Realty Services page to learn more about how you can benefit from this free service.