Choose from a variety of savings options to meet your financial goals.
| Savings |
| Effective Date: Monday, February 6, 2012 |
| Account | Amount | Dividend/Interest Rate | APY* |
Primary Savings |
$5.00 - $9,999.99 |
0.05% |
0.05% |
| |
$10,000 - $49,999.99 |
0.10% |
0.10% |
| |
$50,000.00 an up |
0.15% |
0.15% |
| * Primary share accounts must maintain a $5 minimum. |
Holiday Savings |
$0.01 - $9,999.99 |
0.05% |
0.05% |
| |
$10,000.00 - $49,999.99 |
0.10% |
0.10% |
| |
$50,000.00 and up |
0.15% |
0.15% |
| Funds dispersed October 1, including accumulated interest. |
| Checking |
| Effective Date: Monday, February 6, 2012 |
| Account | Amount | Dividend/Interest Rate | APY* |
Money Market Checking |
$1,000 - $4,999.99 |
0.05% |
0.05% |
| |
$5,000 - $9,999.99 |
0.05% |
0.05% |
| |
$10,000 and up |
0.15% |
0.15% |
SoSMART® Checking |
$0 - $15,000* |
2.00% |
2.02% |
| |
On portion of balance over $15,000 * |
0.30% |
0.30% |
| |
Requirements* not met during cycle |
0.15% |
0.15% |
| *Simple requirements: Minimum 15 Debit Card Purchases posted and cleared; Minimum 1 Direct Deposit or Direct Payment (ACH) posted and cleared; Receive E-Statements through Internet Banking (email address required), must be met per monthly qualification cycle. If requirements aren't met, a base rate is paid on all balances. |
Business Interest Checking |
$5,000 - $9,999.99 |
0.05% |
0.05% |
| |
$10,000 - $29,999.99 |
0.05% |
0.05% |
| |
$30,000 and up |
0.15% |
0.15% |
| Money Market Savings |
| Effective Date: Dec 1, 2011 |
| Account | Amount | Dividend/Interest Rate | APY* |
Money Market |
$0.01 - $3,999.99 |
0.10% |
0.10% |
| |
$4,000.00 - $49,999.99 |
0.15% |
0.15% |
| |
$50,000.00 - $74,999.99 |
0.20% |
0.20% |
| |
$75,000.00 - $99,999.99 |
0.25% |
0.25% |
| |
$100,000.00 and up |
0.30% |
0.30% |
| IRA Savings |
| Effective Date: Monday, February 6, 2012 |
| Account | Amount | Dividend/Interest Rate | APY* |
IRA Savings |
$5.00 - $9,999.99 |
0.05% |
0.05% |
| |
$10,000.00 - $49,999.99 |
0.10% |
0.10% |
| |
$50,000.00 and up |
0.15% |
0.15% |
Including Roth and Education IRAs |
| CDs/IRA CDs |
| Effective Date: December 1, 2011 |
| Account | Amount | Dividend/Interest Rate | APY* |
CD/IRA CD
3 - 5 Months |
$500 - $9,999.99 |
0.15% |
0.15% |
| |
$10,000 - $24,999.99 |
0.25% |
0.25% |
| |
$25,000 and up |
0.35% |
0.35% |
CD/IRA CD
6 - 11 Months |
$500 - $9,999.99 |
0.25% |
0.25% |
| |
$10,000 - $24,999.99 |
0.35% |
0.35% |
| |
$25,000 and up |
0.45% |
0.45% |
CD/IRA CD
12 - 23 Months |
$500 - $9,999.99 |
0.35% |
0.35% |
| |
$10,000 - $24,999.99 |
0.45% |
0.45% |
| |
$25,000 and up |
0.55% |
0.55% |
CD/IRA CD
24 - 35 Months |
$500 - $9,999.99 |
0.60% |
0.60% |
| |
$10,000 - $24,999.99 |
0.70% |
0.70% |
| |
$25,000 and up |
0.80% |
0.80% |
CD/IRA CD
36 - 47 Months |
$500 - $9,999.99 |
0.90% |
0.90% |
| |
$10,000 - $24,999.99 |
1.00% |
1.00% |
| |
$25,000 and up |
1.10% |
1.11% |
CD/IRA CD
48 - 59 Months |
$500 - $9,999.99 |
1.20% |
1.21% |
| |
$10,000 - $24,999.99 |
1.30% |
1.31% |
| |
$25,000 and up |
1.40% |
1.41% |
CD/IRA CD
60 - 72 Months |
$500 - $9,999.99 |
1.60% |
1.61% |
| |
$10,000 - $24,999.99 |
1.70% |
1.71% |
| |
$25,000 and up |
1.80% |
1.81% |
Save to Win CD
1 Year |
N/A |
0.65% |
0.65% |
| Minimal balance $25. Add to at any time. For every $25 increase in balance, earn one entry into monthly drawings and $100,000 Grand Prize Drawing. Available until 12/31/12. |
Select Saver CD
1 Year |
N/A |
0.10% |
0.10% |
Select Saver CD
2 Year |
N/A |
0.50% |
0.50% |
| Select Saver CDs may be added to at any time with deposits of at least $10. $50 minimum opening balance and maximum amount that can be deposited of $2,500. |
