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VISA® Secured Classic Credit Card
The VISA Secured Classic credit card is an opportunity to build a positive credit history. A secured credit card can be used wherever Visa credit cards are accepted. By using the VISA Secured Classic credit card , you can establish strong, healthy credit.
Benefits
- Credit card purchasing convenience
- Builds or rebuilds strong credit history
Features
| Description | VISA card with a credit line secured by a cash deposit. |
| Interest Rate | Variable rate, based on current prime rate, plus 6.5%, never to exceed 23.99%. |
| Monthly Payment | Variable, based on a percentage of the outstanding balance |
| Grace Period | 25-day |
| Application Fee | None |
| Annual Fee | None |
| Late Payment Fee | Up to $35 |
| Returned Payment Fee | Up to $25 per returned payment |
| Credit Limit | Between $500 and $3500. |
| Collateral Required | Yes, desired credit limit, plus 10%. (for example, $500 credit limit requires $550 deposit.) |
| Minimum Age | 18 |
501 S. Capitol Ave., Lansing, Michigan 48933-2320 | Phone: 888.267.7200 | Routing Number 272078268
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act