Certificate of Deposit
Set a little money aside and forget about it. It'll look even better when you see it again.
Interest
Up to CD APY1
Minimum to open
$500.00
Term: 3-72 months
No monthly service fee
Deposits allowed during maturity and 10-day grace period
No ATM/Debit Card
Early closing penalty
- 90 days interest penalty for 3-23 month CDs
- 180 days interest penalty for 24-72 month CDs
Automatic renewal
Tiered interest rate based on balance
Aspire CD
Aspire to greatness with this goal-based CD. Work toward your savings goal by making deposits of $10 or more. If you reach your goal before the term is up, you can withdraw your cash or continue saving!
Interest
AspireCD APY1
Minimum to open
$50.00
Set a savings goal and make your initial deposit when you open your Aspire CD. If you meet your goal before the term is up, you can do a one-time withdrawal without an early closing penalty.
Term: 24 months
No monthly service fee
Maximum balance $10,000
Additional deposits allowed of $10 or more
Early closing penalty
- 180 days interest penalty
Automatic renewal
Save To Win
Every $25 deposit (up to 10/month) gives you a chance to win a quarterly or monthly cash prize.
Interest
SaveToWin APY1
Minimum to open
$25.00
Term: 12 months
No monthly service fee
Additional deposits allowed
Early closing penalty
- $25 fee
One withdrawal allowed per term; $25 fee
No maximum balance or deposit amount
No maximum or minimum withdrawal
Automatic renewal
IRA CD
Go the Traditional route or do something a little different with a Roth IRA CD.
Interest
Up to IRACD APY1
Minimum to open
$500.00
Term: 3-72 months
No monthly service fee
Total contributions to all of your Traditional and Roth IRAs cannot exceed $6,000 (or $7,000 at age 50 or older)
Penalty for withdrawals before age 59 ½
- 90 days interest penalty for 3-23 month CDs
- 180 days interest penalty for 24-72 month CDs
Roth IRA
- No mandatory distribution
Traditional IRA
- Mandatory distribution at age 72
Automatic transfers allowed
Tiered interest rate based on balance
1APY = Annual Percentage Yield. Rates as of UniversalEffectiveDate and are subject to change.
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