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Credit Cards

It feels nice to have a card that’s made just for you. In fact, it might just become your favorite way to pay.
A woman wearing glasses holds a credit card and as she shops on her phone

The credit card to keep you moving.

The credit card to keep you moving.

Whether you’re running errands or enjoying a weekend trip, your credit card is a simple way to pay. All while building credit and keeping you moving toward your future goals.

A person picks up a bag of Detroit Bold coffee and gives a Lake Trust credit card to a merchant

Platinum Elite Visa®
APR 1 AS LOW AS {rate-value}%

Sit back and enjoy the simplicity of the basics with this no-fuss option.
PURCHASE APR
As low as {rate-value}%¹
BALANCE TRANSFER APR
As low as {secondary-rate-value}%¹
OPEN A CARD
MORE DETAILS
No annual fee

No balance transfer fee

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance

Covered by Visa Zero Liability Policy²

Free Visa Secure online payment protection service

Learn more about the other benefits of your Visa card, such as Travel and Emergency Assistance

Platinum Elite Rewards Visa®
APR 1 AS LOW AS {rate-value}%

The world wanderer or food connoisseur will appreciate the perks you can earn for dining and travel.
PURCHASE APR
As low as {rate-value}%¹
BALANCE TRANSFER APR
As low as {secondary-rate-value}%¹
open a card
MORE DETAILS
No annual fee

No balance transfer fee

Explore our credit card rewards

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Redeem points to pay for purchases at participating retailers – See how

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance

Covered by Visa Zero Liability Policy²

Free Visa Secure online payment protection service

Learn more about the other benefits of your Visa card, such as Travel and Emergency Assistance

Looking to increase your credit limit on your existing Lake Trust credit card?

APPLY NOW

¹APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. Rates effective February 8, 2026 and subject to change.

 

²Additional terms and conditions apply. View Visa Zero Liability Policy for specific details about coverage. Transactions must be reported to Lake Trust in a timely manner, but no later than 60 days from the monthly statement date which the unauthorized transaction occurred. 

FINANCIAL WELLBEING LIBRARY

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1 APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate.​ Rates based on credit history, term, security, and amount borrowed. Rates effective July 29, 2024 and subject to change.

2 Additional terms and conditions apply. View Visa Zero Liability Policy for specific details about coverage. Transactions must be reported to Lake Trust in a timely manner, but no later than 60 days from the monthly statement date which the unauthorized transaction occurred.

3Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

Forbes 2025 Best-In-State Credit Unions

Lake Trust is honored to be a Forbes Best-In-State Credit Union.

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Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.

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