Credit Cards

It feels nice to have a card that's made just for you. In fact, it might just become your favorite way to pay.

MoneyMarketSavings
0.30
March 9, 2015
MoneyMarketPlus
0.45
July 3, 2017
BusinessSavings
0.05
August 14, 2017
BusinessMoneyMarketSavings
0.20
August 14, 2017
HolidaySavings
0.05
September 14, 2013
MinorPrimarySavings
0.05
September 14, 2013
EasyChecking
0.00
November 1, 2014
MoneyMarketChecking
0.05
November 1, 2014
BasicBusinessChecking
0.00
August 14, 2017
PremierBusinessChecking
0.00
August 14, 2017
BusinessInterestChecking
0.05
August 14, 2017
CD
2.27
January 24, 2018
AspireCD
1.00
August 14, 2017
SaveToWin
0.55
August 14, 2017
IRACD
2.27
January 24, 2018
BusinessCD
2.27
January 24, 2018
AutoLoan
3.99
July 3, 2018
AutoSaver
3.99
Motorcycle
3.99
July 3, 2018
LargeBoatRV
5.69
July 3, 2018
PowerSports
6.45
July 3, 2018
HELOC
5.00
July 1, 2018
FixedHomeEquityLoan
4.75
January 22, 2018
SecuredPersonalLoan
Maximum Tier Dividend rate on Share account or CD rate plus 2.50% (FLOOR RATE = 4.00
March 14, 2016
PersonalLineOfCredit
16.00
December 22, 2012
UnsecuredSignatureLoan
7.90
March 14, 2017
K12TuitionLoan
6.90
January 11, 2017
CollegeLoan
6.75
PlatinumElite
9.90
August 1, 2017
PlatinumEliteRewards
11.90
August 1, 2017
PlatinumEliteCashBack
11.90
August 1, 2017
SecuredClassic
11.50
August 1, 2017
BusinessVisa
10.90
August 14, 2017
BT_PlatinumElite
12.90
BT_PlatinumEliteRewards
14.90
BT_PlatinumEliteCashBack
14.90
BT_SecuredClassic
14.50
BT_BusinessVisa
10.90
StudentLoansGraduateBusiness
5.25
StudentRefinanceConsolidation
??
PrimarySavings
0.05
September 14, 2013
CreditCardPage
August 1, 2017
SavingsAccountsPage
July 3, 2017
CheckingAccountsPage
November 1, 2014
CDsPage
August 14, 2017
VehicleLoansPage
3.99
July 3, 2018
PersonalLoansPage
March 14, 2017
StudentLoansPage
January 11, 2016
HomeLoansPage
September 4, 2017
UniversalEffectiveDate
October 15, 2018
UniversalBusinessEffectiveDate
August 13, 2018
IRACDPLUS
2.53
CDPLUS
2.53
GraduateLoan
5.00
100%

Platinum Elite Visa®

Sit back and enjoy the simplicity of the basics with this no-fuss option.

Purchase APR
As low as PlatinumElite1
Balance Transfer APR
As low as BT_PlatinumElite1
Open a Card More Details

No annual fee

No balance transfer fee

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

Platinum Elite Rewards Visa®

The world wanderer or food connoisseur will appreciate the perks you can earn for dining and travel.

Purchase APR
As low as PlatinumEliteRewards1
Balance Transfer APR
As low as BT_PlatinumEliteRewards1
Open a Card More Details

No annual fee

No balance transfer fee

Redeem rewards at CURewards2

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance

Covered by Visa®’s Zero Liability Policy2

55%

Platinum Elite Cash Back Visa®

Created for the super saver in you, we'll give you cash back for spending on qualified purchases.

Purchase APR
As low as PlatinumEliteCashBack1
Balance Transfer APR
As low as BT_PlatinumEliteCashBack1
Open a Card More Details

No annual fee

No balance transfer fee

Tiered cash back rebate up to 1% on qualified purchases posted annually3

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

Secured Classic Visa®

Overcome the obstacles to build or rebuild your credit score. You can do it!

Purchase APR
As low as SecuredClassic1
Balance Transfer APR
As low as BT_SecuredClassic1
Open a Card More Details

Secured by a deposit of desired credit limit, plus 10% in a special savings account

No annual fee

No balance transfer fee

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$250,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

1APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate.​ Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change. Federally insured by the NCUA. 

2Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.
 

3Qualified purchases do not include balance transfers, cash advances, convenience checks, or returns.

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