We Could Be Great Together

We were created with the crazy idea of putting members ahead of money. Now we're a group of 170,000 people across Michigan who support each other and our communities. There's always room for one more.

Become a Member

What We're All About

Lake Trust Credit Union was created with the crazy idea of putting members ahead of money. Sure, we could tell you that we have $1.5 billion in assets, ranking us in the top one percent of credit unions nationwide. But these numbers only get our accountants geeked up.

What you need to know is this: We’re really good with money, but we’re even better at creating partnerships with our members to make the world a better place.

It Feels Good to Belong 

We’re so excited that you want to join us! Before you sign up, check out if you’re eligible to become a member.

View membership eligibility requirements

All persons who live, work, worship or attend school in the Counties of Allegan, Barry, Calhoun, Clare, Clinton, Eaton, Genesee, Gladwin, Gratiot, Hillsdale, Ingham, Ionia, Isabella, Jackson, Kalamazoo, Kent, Lenawee, Livingston, Macomb, Mecosta, Midland, Missaukee, Monroe, Montcalm, Muskegon, Oakland, Osceola, Ottawa, Roscommon, Saginaw, St. Clair, Shiawassee, Van Buren, Washtenaw, or Wayne, Michigan.

Retirees from any legal entity located in any of the counties listed above

Employees or retirees of the DTE Energy Co., or its wholly owned subsidiaries.

Employees of the Utility Workers Union of America, AFL/CIO, Local No. 223, Dearborn, Michigan.

Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office or a branch office, which office locations are authorized.

Faculty, graduates, students, or employees of the Thomas M. Cooley Law School, Lansing, Michigan.

Contract employees who perform work for DTE Energy Co., or any of its wholly owned subsidiaries.

Employees and retirees of Michigan Grocers Association and Michigan Grocers Services Corporation.

Regular members, associated members, and employees of those members, of the Michigan Grocers Association.

Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's principal place of business is located.

Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.

Members and immediate families of the foregoing.

A spouse of a deceased member if accepted into membership prior to remarriage.

You’re Free to Be Yourself 

Celebrate what makes you unique with Lake Trust Rewards. Use the products and services you love to earn a little extra cash each month. Check out our calculator to see just how much. 

Calculate Rewards

Not a member yet? Let's change that.

  • It only takes a few minutes to start your membership. 

Become a member

We’re going to be really close friends. Sign up today to become a member.