Personal Loans

It's time to start putting those big plans into motion. We're here to lend you a hand, whether you're fixing up your home or starting your educational journey.

MoneyMarketSavings
0.20
March 9, 2015
MoneyMarketPlus
0.35
July 3, 2017
BusinessSavings
0.05
December 23, 2012
BusinessMoneyMarketSavings
0.15
December 23, 2012
HolidaySavings
0.05
September 14, 2013
MinorPrimarySavings
0.05
September 14, 2013
EasyChecking
0.00
November 1, 2014
MoneyMarketChecking
0.05
November 1, 2014
BasicBusinessChecking
0.00
December 23, 2012
PremierBusinessChecking
0.00
December 23, 2012
BusinessInterestChecking
0.05
December 23, 2012
CD
1.92
August 14, 2017
AspireCD
1.00
August 14, 2017
SaveToWin
0.55
August 14, 2017
IRACD
1.92
August 14, 2017
BusinessCD
1.92
August 14, 2017
AutoLoan
2.74
November 14, 2016
AutoSaver
2.74
Motorcycle
2.74
November 14, 2016
LargeBoatRV
5.19
November 14, 2016
PowerSports
6.20
January 18, 2016
HELOC
4.25
July 3, 2017
FixedHomeEquityLoan
4.25%-6.00
November 20, 2017
SecuredPersonalLoan
Maximum Tier Dividend rate on Share account or CD rate plus 2.50% (FLOOR RATE = 4.00
March 14, 2016
PersonalLineOfCredit
16.00
December 22, 2012
UnsecuredSignatureLoan
7.90%-15.50
March 14, 2017
K12TuitionLoan
6.90
January 11, 2017
CollegeLoan
6.75
PlatinumElite
9.15
August 1, 2017
PlatinumEliteRewards
11.15
August 1, 2017
PlatinumEliteCashBack
11.15
August 1, 2017
SecuredClassic
10.75
August 1, 2017
BusinessVisa
10.90
December 23, 2012
BT_PlatinumElite
12.15
BT_PlatinumEliteRewards
14.15
BT_PlatinumEliteCashBack
14.15
BT_SecuredClassic
13.75
BT_BusinessVisa
10.90
StudentLoansGraduateBusiness
??
StudentRefinanceConsolidation
??
PrimarySavings
0.05
September 14, 2013
CreditCardPage
August 1, 2017
SavingsAccountsPage
July 3, 2017
CheckingAccountsPage
November 1, 2014
CDsPage
August 14, 2017
VehicleLoansPage
November 14, 2016
PersonalLoansPage
March 14, 2017
StudentLoansPage
January 11, 2016
HomeLoansPage
September 4, 2017

Personal Unsecured/Signature Loan

Versatility is this guy's middle name. You can use this lending option for almost any large single puchase or expense.

Interest
UnsecuredSignatureLoan APR1
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No minimum credit

Predictable monthly payments over a fixed term

Good for a large single purchase or expense

No collateral required for an unsecured loan

No application fee

Up to 60 monthly payments or single payment terms
 

Personal Line of Credit

With easy access to your money, the possibilities are endless.

Interest
PersonalLineOfCredit APR1
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$300 minimum credit

Access to your money over time for ongoing expenses

As you pay down your balance, funds become available again 

No collateral required

Access funds as needed by ATM, phone, or online transfer

Monthly payment is a percentage of the outstanding balance (minimum of $17.50/month)

No application fee

No annual fee

100%

Personal Loan (Deposit Secured)

If you want to build your credit or have access to funds that are tied up in a CD, this might be the option for you.

Interest
SecuredPersonalLoan)
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$300 minimum credit 

Predictable monthly payments over a fixed term

Good for a large, single purchase or expense

Lower interest rate and easier approval than unsecured loan

Maximum dividend rate of CD or share, plus 2.5% interest rate

Fixed monthly payment

No application fee

No annual fee

Your CD or savings account secures the loan (Collateral required)

1APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective PersonalLoansPage and subject to change. Federally insured by the NCUA. 

2Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

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