Student Loans

We're here to help you pay for an education. Hit the books and study hard. You're going to rock this!

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Undergraduate Student Loans

It's time to write the next chapter in your life.
 

Apply Now1More Details


See list of eligible schools1

$1,000/year minimum credit

Terms

  • 20 years if balance is less than $40,000
  • 25 years if balance is or is greater than $40,000

Line of credit, instead of multiple loans, makes new funding easy

Variable interest rate 

Funds disbursed directly to school at the time(s) the school specifies

Deferment of principal and interest while in school

Flexible repayment terms, including graduated repayment for two years

No origination fee

Line limits:

  • Cost of Attendance (COA) less other financial aid received (as certified by the school)
  • $75,000 maximum over college career

Co-borrower release: After 48 consecutive months of automated, on time payments, co-borrower may request to be released. However, the primary borrower must be credit worthy with the following:

  • 690 minimum FICO
  • $30,000 minimum annual salary ($2,500 monthly gross income)
  • 45% debt-to-income ratio maximum
  • No bankruptcies, judgments, or student loan defaults

Graduate Business Loans

Expand your horizons and your brain power.

Apply Now1More Details


Line of credit (instead of multiple loans) makes new funding easy

$1,000/year minimum credit

Variable interest rate with terms up to 25 years

Funds disbursed directly to school at time(s) the school specifies

Deferment of principal and interest while in school 

No origination fee

See list of eligible schools1

1Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

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