Credit Cards

It feels nice to have a card that's made just for you. In fact, it might just become your favorite way to pay.

100%

Platinum Elite Visa®

Sit back and enjoy the simplicity of the basics with this no-fuss option.

Purchase APR
As low as PlatinumElite1
Balance Transfer APR
As low as BT_PlatinumElite1
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No annual fee

No balance transfer fee

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

Platinum Elite Rewards Visa®

The world wanderer or food connoisseur will appreciate the perks you can earn for dining and travel.

Purchase APR
As low as PlatinumEliteRewards1
Balance Transfer APR
As low as BT_PlatinumEliteRewards1
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No annual fee

No balance transfer fee

Redeem rewards at CURewards2

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance

Covered by Visa®’s Zero Liability Policy2

55%

Platinum Elite Cash Back Visa®

Created for the super saver in you, we'll give you cash back for spending on qualified purchases.

Purchase APR
As low as PlatinumEliteCashBack1
Balance Transfer APR
As low as BT_PlatinumEliteCashBack1
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No annual fee

No balance transfer fee

Tiered cash back rebate up to 1% on qualified purchases posted annually3

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

Secured Classic Visa®

Overcome the obstacles to build or rebuild your credit score. You can do it!

Purchase APR
As low as SecuredClassic1
Balance Transfer APR
As low as BT_SecuredClassic1
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Secured by a deposit of desired credit limit, plus 10% in a special savings account

No annual fee

No balance transfer fee

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$250,000 Travel Accident & Baggage Delay Insurance 

Covered by Visa®’s Zero Liability Policy2

1APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate.‚Äč Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change. Federally insured by the NCUA. 

2Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.
 

3Qualified purchases do not include balance transfers, cash advances, convenience checks, or returns.