Consumer Loan Application
Type of Credit: Please indicate the type of credit (Individual or Joint) for which you are applying by selecting an option from the list below. Married applicants may apply for a separate account. If you are applying for individual credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:
- You live in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI) or
- Your spouse will use the account.
If you are applying for joint credit with another person, complete the Applicant and Co-Applicant sections.
Notice to Married Applicants in Wisconsin: If you are applying for joint credit with someone other than your spouse, each of you must complete the Applicant section of separate applications. If either or both of you are married, you must provide information about your spouse.
Notice to Wisconsin Residents: No provision of any marital property agreement, unilateral statement under S.766.59, or court decree under S.766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of the agreement, statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened.
Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
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Consumer Loan Disclosure & Agreement
By initialing, I acknowledge that I have read and understand the Lake Trust Credit Card Disclosures above and authorize Lake Trust to pull a credit report.