Personal Loans

It's time to start putting those big plans into motion. We're here to lend you a hand, whether you're fixing up your home or starting your educational journey.

Personal Unsecured/Signature Loan

Versatility is this guy's middle name. You can use this lending option for almost any large single puchase or expense.

Interest
UnsecuredSignatureLoan APR1
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No minimum credit

Predictable monthly payments over a fixed term

Good for a large single purchase or expense

No collateral required for an unsecured loan

No application fee

Up to 60 monthly payments or single payment terms
 

Personal Line of Credit

With easy access to your money, the possibilities are endless.

Interest
PersonalLineOfCredit APR1
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$300 minimum credit

Access to your money over time for ongoing expenses

As you pay down your balance, funds become available again 

No collateral required

Access funds as needed by ATM, phone, or online transfer

Monthly payment is a percentage of the outstanding balance (minimum of $17.50/month)

No application fee

No annual fee

100%

Personal Loan (Deposit Secured)

If you want to build your credit or have access to funds that are tied up in a CD, this might be the option for you.

Interest
SecuredPersonalLoan)
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$300 minimum credit 

Predictable monthly payments over a fixed term

Good for a large, single purchase or expense

Lower interest rate and easier approval than unsecured loan

Maximum dividend rate of CD or share, plus 2.5% interest rate

Fixed monthly payment

No application fee

No annual fee

Your CD or savings account secures the loan (Collateral required)

1APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change. Federally insured by the NCUA. 

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